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K-Electric partners with Neem Paymenow to provide earned wage access to KE employees

Umayr Khan

Head of Marketing

Neem Paymenow is proud to announce a landmark partnership with K-Electric (KE), Pakistan’s only vertically integrated power utility, to provide Shariah-compliant earned-wage access to K-Electric employees. K-Electric serves more than 3.8 million customers across a vast network. These individuals are not only skilled professionals but essential community heroes who repair faults, maintain complex systems, and respond to urgent issues so that Karachi continues to function smoothly.

With Neem Paymenow, KE’s workforce can now access a portion of their earned salary. This flexibility will help employees manage everyday expenses or unexpected situations without relying on costly loans or waiting for payday. Finding a solution that could integrate seamlessly with KE’s payroll system at no cost to the employer was critical. Neem Paymenow proved to be the perfect fit, eliminating concerns about setup complexity, data accuracy, and administrative burden.

“We are delighted to enable earned wage access through our collaboration with Neem. This partnership is more than just a benefit. It gives true financial flexibility and empowers our People” said Muhammad Rizwan Dalia, Chief People Officer at K-Electric.

Neem Paymenow will also execute a major enabling and financial awareness campaign in collaboration with K-Electric management to fully onboard every employee on the solution. This will include guiding employees through a step-by-step process in their preferred language, from app registration to accessing their salary. The goal is simple: to ensure every user feels supported, confident, and ready to use the service from day one.

“Our partnership with K-Electric bridges a critical gap, giving the very people who power Karachi the financial flexibility they rightfully deserve. These are not just employees; they are the lifeline of our city’s energy system,” said Niran Rehman, GM & Founding partner at Neem Paymenow

This collaboration strengthens KE’s mission to modernise its infrastructure while supporting the financial resilience of the people who keep Karachi powered. With Neem Paymenow, their employee will gain access to a reliable, secure solution that makes a tangible difference in their daily lives.

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